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Is My Residential Fence Covered by Insurance Policies?

Is My Residential Fence Covered by Insurance Policies?

Ice, snow, and wind can all damage your fence. Will your homeowner’s insurance protect it?

The entire east coast is currently still in the grip of intensely freezing temperatures. The chill might never go away, or at least, it doesn’t feel like it. Ice, snow, and wind can all damage your fence. So you might be wondering, “is my residential fence covered by my insurance?”

Well, Is It?

Fortunately, in most cases, yes it is. You may want to double check your homeowner’s insurance policy, but there should be language in it addressing related parts of your property that aren’t necessarily connected to your Northern Virginia home. Do you have a tool shed or a freestanding garage? Those should be covered, along with a fence in your front yard and your backyard too.

Causes of Fence Damage

Wind: We’ve all seen in the last year or so just how destructive tornadoes, hurricanes, and other windstorms can be. Part of the reason this winter has been so cold is the because of the wind chill. Let’s say a storm comes along and knocks down your fence. If you provide proof, you can convince your insurance company to cover repair costs. Just be sure your proof comes in the form of pictures with timestamps on them.


Falling Trees: The howling wind might toss your lawn ornaments around and rip your fence out of the ground. It can also tip your tree over or yank branches off and slam them into your car, lawn, and fence. If your tree should fall in your yard, and it’s a perfectly healthy one, you can expect your insurance company to help you. However, if the tree was old and diseased, then your insurance provider might not be so keen to help you.


Choose Hercules Fence Northern Virginia for All of Your Fencing Needs

Hercules Fence Northern Virginia has countless fencing options for your home and commercial property. Whether you’re excited about a beautiful vinyl chain link fence or already planning out your custom wood commercial fence, we are ready to help you frame and secure your property. Hercules Fence Northern Virginia has been providing homeowners with quality fences for over 50 years. We are well equipped to meet your needs, whether they are residential or commercial. Contact us to see how a beautiful wood fence can protect your property by giving us a call at 703-551-2609 or visiting us online. To see examples of our work, follow us on Facebook, Twitter, Google+, LinkedIn, Pinterest, and Flickr.


This entry was posted on Friday, January 5th, 2018 at 2:43 pm. Both comments and pings are currently closed.

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